Data Driven Lending for Agriculture
Offering Buy-Now-Pay-At-Harvest loans for farmers, and Agro-Data Intelligence
Our Partners
Who are we
What is IziMonie?
IziMonie was born out of the desire to lend to the most underserved sectors in Subsaharan Africa. By leveraging an array of A.I. & Machine Learning digital products, IziMonie offers affordable and flexible By-Now-Pay-At-Harvest AgriFin services to farmers, whilst also providing access to our Agriculture Lending Platform enabling other lenders to benefit from our Agriculture Decisioning Technology, improving their lending processes and profitability.
Benefits
Why IziMonie?
The benefits of Artificial Intelligence and Analytics applied to Finance for Agriculture goes beyond generating affordable AgriFin services but also benefitting the environment and Ag-ecosystem
01
Food Security
02
Climate Change
03
Biodiversity
Food Security
Maximizing crop yield output is important as projections suggest the world’s vegetable and legume (grains) yields will decrease by 35% in 2100. Digitizing agricultural operations is also very important as 35% –50% of the food produced is wasted, resulting in a 25% loss of freshwater.
Farming in the digital age
Innovative Technologies
IziMonie leverages data from multiple sources and applies advanced Machine Learning techniques to make credit risk decisions and provide actionable insights to farmers
Image Processing
IziMonie uses satellite and drone imagery to see climate infrastructure, monitors the environmental conditions, and detects the responses of upcoming disasters.
Image Processing is also used for remote sensing and to collect coherent information about the earth surface
Image Processing is also used for remote sensing and to collect coherent information about the earth surface
Anomaly Detection
Rare soil and climate conditions can be identified through observations, leveraging our expertise in novelty detection. This can point out conditions that deviate significantly from the majority and does not conform with the normal expected states of these elements
Decisioning Analytics
Aside from consolidating Data for Credit Decisioning purposes, IziMonie blends Data, Artificial Intelligence and Predictive Analytics to enable lenders to make data-driven lending decisions for farmer loans, whilst also providing actionable insights for portfolio management, improving lending performance and profitability
Insights, Reporting & Alerts
IziMonie reports real time insights to users on multiple channels including smart phone alerts, SMS notification, and emails